Spreads and Dips

Cheesy Tex-Mex Bean Dip

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Cheesy Tex-Mex Bean Dip

There’s nothing quite like a warm, cheesy dip to bring everyone together, and this Cheesy Tex-Mex Bean Dip has become a staple in my household. I first made it on a whim for a family movie night when I needed something quick, filling, and irresistible. It only took one bite for my kids to declare it their new favorite, and even my husband, who’s not the biggest fan of beans, couldn’t stop scooping. What I love most about this recipe is its versatility: it’s perfect for game days, potlucks, or just a cozy night in. The combination of creamy beans, gooey cheese, and bold Tex-Mex spices creates an explosion of flavor in every bite. Plus, it’s ridiculously easy to make, which is a huge win for busy moms like me who are juggling a million things.

Every time I serve this dip, it’s met with rave reviews and empty plates. Whether paired with tortilla chips, fresh veggies, or even used as a filling for burritos, it never disappoints. The best part? It can be made ahead of time and popped in the oven when you’re ready to serve, making it the ultimate low-stress crowd-pleaser. Trust me, once you make this dip, it will quickly become a family favorite in your home too.

Questions I Often Get Asked About This Recipe

Can I make this dip ahead of time?
Absolutely! You can prepare the dip, cover it tightly, and refrigerate it for up to 24 hours. Just bake it when you’re ready to serve.

What kind of beans should I use?
Refried beans work best for the creamy texture, but you can substitute black beans or pinto beans if that’s what you have on hand.

Can I make this dip spicy?
Definitely! Add diced jalapeños, a dash of hot sauce, or spicy taco seasoning for an extra kick.

Is this dip gluten-free?
Yes, as long as you use gluten-free refried beans and taco seasoning.

What’s the best cheese to use?
A combination of sharp cheddar and Monterey Jack works wonders, but feel free to experiment with your favorite melting cheeses.

What You Need to Make Cheesy Tex-Mex Bean Dip

Ingredients:

1 (16-ounce) can refried beans

1 cup sour cream

1 cup shredded cheddar cheese

1 cup shredded Monterey Jack cheese

1 packet (1 ounce) taco seasoning

½ cup salsa

Fresh cilantro, chopped (optional, for garnish)

Equipment:

Mixing bowl

9-inch baking dish

Spoon or spatula

Aluminum foil (optional, for covering during baking)

How to Make Cheesy Tex-Mex Bean Dip

Preheat the oven to 375°F (190°C).

In a mixing bowl, combine the refried beans, sour cream, taco seasoning, and salsa. Mix until smooth and well blended.

Spread the mixture evenly into a 9-inch baking dish.

Sprinkle the shredded cheddar and Monterey Jack cheeses evenly over the top.

Bake for 20-25 minutes, or until the cheese is melted and bubbly.

Remove from the oven and let cool for 5 minutes. Garnish with fresh cilantro, if desired.

Serve warm with tortilla chips, fresh veggies, or your favorite dippers. Enjoy!

Tips for Making the Best Cheesy Tex-Mex Bean Dip

Layer for extra flavor: Add a layer of guacamole or diced tomatoes before baking for added texture and flavor.

Make it healthier: Use low-fat sour cream and cheese, or swap out sour cream for plain Greek yogurt.

Keep it warm: If you’re serving this at a party, keep it warm in a slow cooker set to low heat.

Customize the toppings: Try green onions, black olives, or even a drizzle of lime juice for extra zing.

Reader Reviews

⭐⭐⭐⭐⭐ “This dip was an absolute hit at my party! Everyone was asking for the recipe.” – Sarah J.

⭐⭐⭐⭐ “Loved the flavor, but I think I’ll add jalapeños next time for more spice.” – Tom R.

⭐⭐⭐⭐⭐ “So easy to make and so delicious. Perfect for a busy mom like me!” – Amanda K.

⭐⭐⭐⭐⭐ “I made this for game night, and it disappeared in minutes. A keeper!” – Jenna L.

⭐⭐⭐⭐ “Really good, but I’d use less cheese next time. It was a bit too rich for me.” – Mark P.

Printable Recipe

Cheesy Tex-Mex Bean Dip

Cheesy Tex-Mex Bean Dip

Yield: 8 servings
Prep Time: 5 minutes
Cook Time: 25 minutes
Additional Time: 5 minutes
Total Time: 5 minutes

Cheesy Tex-Mex Bean Dip is the ultimate crowd-pleaser! This warm, gooey dip combines refried beans, sour cream, taco seasoning, salsa, and a blend of cheeses for a creamy, flavorful appetizer that’s perfect for parties, game nights, or family gatherings. Serve it with tortilla chips or veggies and watch it disappear in minutes.

Ingredients

  • 1 (16-ounce) can refried beans
  • 1 cup sour cream
  • 1 cup shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese
  • 1 packet (1 ounce) taco seasoning
  • ½ cup salsa
  • Fresh cilantro, chopped (optional, for garnish)
  • Equipment:
  • Mixing bowl
  • 9-inch baking dish
  • Spoon or spatula
  • Aluminum foil (optional, for covering during baking)

Instructions

  1. Preheat the oven to 375°F (190°C).
  2. In a mixing bowl, combine the refried beans, sour cream, taco seasoning, and salsa. Mix until smooth and well blended.
  3. Spread the mixture evenly into a 9-inch baking dish.
  4. Sprinkle the shredded cheddar and Monterey Jack cheeses evenly over the top.
  5. Bake for 20-25 minutes, or until the cheese is melted and bubbly.
  6. Remove from the oven and let cool for 5 minutes. Garnish with fresh cilantro, if desired.
  7. Serve warm with tortilla chips, fresh veggies, or your favorite dippers. Enjoy!

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